Goal: Financial Independence

Hello my old friend. It's been awhile huh? I've been away for so long that talking to myself as I'm writing seems pretty awkward now. There are plenty of stuff that goes through my head now. If I could, I'd lay it all out into words. Just so I could see what's happening in my head before it all goes away.

It's soon going to be my first year working here. I have to say that I think I've grown more mature over the months. At least I know now how to handle my emotions. Especially when it comes to being told to do the things that you don't want to. Or being told rudely to do the things that you don't want to do. Work has its ups and downs but all in all I'm still grateful. I'm trying to have a psychological shift towards the positive instead of the negative. Slowly building my own positive factory within.

I'm just going to write down what I learn today.

Today I learned that I am thankful for being in my current financial position. As all fresh grads would do, they would all even if not intentionally, compare their salaries with their friends. Me, included. So when I got to know that all of my friends are doing well-off right now, I'm very happy for them. However, I still have this feeling of, "Oh how I wish I was in their (financial) position". But after thinking this through, I am very thankful for my current situation right now. I'm getting just enough to have a decent life to get me through the month. Nothing fancy but just enough. Which inadvertently causes me to find frugal hacks and other potential side hustles to cushion my situation. As such, I think I have greatly increased my investing and personal finance knowledge over this past one year. Which I doubt I would have if I were to be in a position where I'm very comfortable with my financial situation.

My goal right now, after going burrowing through a lot of financial independence podcasts and blogs, is to build my own nest-egg. A perpetual money making machine as they call it. Where the machine will eventually churn a constant flow of income. Right now it's not even dripping but I'll just have to be patient. So here's what the current nest consist of (total is RM2587).

Rakuten (Maybank & YTL REIT)

FSMOne (CIMB Dynamic Income Fund)

StashAway (20% Risk Trust)

HelloGold (Gold)

Savings (Cash)

Soon, I'm hoping to add co-operative firm on to it as well.

I would like to document my journey to reach financial independence. It's going to be a slow process but I hope to become a millionaire by 30 (home equity not included). Till next time!

PS: I re-read some of my old post and I've never cringed so hardddd. I'm still gonna leave it there and lets all just cringe together. Chow peeps.