Hello friends.
Just a quick observation that I want to note here. I realized that it is relatively harder to get a credit card here in Malaysia compared to when I was studying in Ottawa. This is slightly frustrating me because I'm not getting the points to redeem for other stuff. Back when I was a student, I would gladly pay all the bills and groceries for my housemates because I knew that at the end of the month, I would accumulate $10 worth of redeemable points in participating outlets or get a free movie ticket just about every month. But now, I have to find a lot of workarounds to fully optimize every ringgit I spend.
I've been using Boost, TNG eWallet, Grab Pay and Shopback whenever I can but having too much bucket to keep track of is kind of a hassle. Plus, since my daily lunch is usually from a hawker stall nearby my office, I can't really make use of my eWallets. And I don't really shop much on Lazada or Shopee. Right now, I just wish that I can open up a credit card as soon as I can so that I'll get cashbacks for gas. Mesra card gives me about RM6 every month. It's not that huge but at least it's something.
One day, I'll set aside a time to open up a credit card. And also finding other productive stuff to do since it involves a day off from work.
That's all for today. Cheers guys.
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